Topstep

Firm Rules

• Express Funded Accounts start at a $0 balance and carry a Maximum Loss Limit of $2,000 on $50K accounts, $3,000 on $100K and $4,500 on $150K.
• The account balance may go below $0 to accommodate the Maximum Loss Limit; if the limit balance returns to $0 the account locks.
• Accounts traded on platforms other than TopstepX are also subject to a Daily Loss Limit.
• Reaching the Daily Loss Limit flattens positions, cancels orders and pauses trading until the next session. This pause is not a rule violation.
• Contract limits follow the Scaling Plan and increase with account balance.
• Up to 5 active Express Funded Accounts may be held at one time.
• Only one active Live Funded Account is permitted at a time.
• CME holiday trading schedules must be followed.
• Back2Funded allows up to 2 paid reactivations of an Express Funded Account lost before the first payout.
• Eligibility is assessed on both citizenship and residency, and the minimum age is 18.

Payout Policy

Profit split is 90/10 in the trader's favour. The Standard payout path allows up to 50% of balance capped at $5,000, and the Consistency path up to 50% of balance capped at $6,000, both subject to account-size caps. Topstep partners with Aeropay for instant payouts to US bank accounts, reporting an average approval-to-payment time of about 9 seconds and a 99.26% payout approval rate. Both paths require the Maximum Loss Limit never to be breached.

Restricted Countries

AfghanistanAlgeriaAngolaBelarusBurkina Faso◎Myanmar (Burma)BurundiCote d'Ivoire◎Crimea (Region of Ukraine)◎Donetsk (Region of Ukraine)◎Luhansk (Region of Ukraine)◎Kherson (Region of Ukraine)◎Zaporizhzhia (Region of Ukraine)Cuba◎Democratic Republic of the CongoHaitiIranIraqKenyaKosovoLebanonLibyaMaliMoroccoNicaraguaNigeriaNorth KoreaPakistanRussiaSomaliaSouth SudanSudanSyria◎TurkeyUkraineVenezuelaYemen